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Underwriter - Sponsor Finance (Analyst Development Program)

AT First Citizens Bank
First Citizens Bank

Underwriter - Sponsor Finance (Analyst Development Program)

New York, NY

Overview

The Sponsor Finance Group within First Citizens Bank is hiring an Underwriting Analyst to participate in the Commercial Bank Analyst Development Program.

Sponsor Finance maintains long-standing relationships with middle market private equity firms across the U.S. We provide financing for leveraged buyouts, acquisition financing, debt refinancing, and recapitalizations. We closely work with private equity firms, potential borrowers, and other lenders. In conjunction with our financing capabilities, we also provide access to the full breadth of First Citizens banking products.

About the Analyst Development Program:

As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.

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The program starts in July 2025, on-site at our New York City Office with a 8-week intensive curriculum where participants learn about:
  • Underwriting fundamentals
  • Financial Analysis and Excel Modeling
  • First Citizens Bank Core Values
  • Application-specific training on systems
  • Business unit overviews with team leaders
  • Strategic priorities of the Bank
  • Credit Policies and Procedures
Following the 6weeks, Analysts join their teams and stay connected with colleagues through training and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.

Responsibilities

Upon completion of the ADP program, candidates will join the Sponsor Finance Team and work within a team construct to assist in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies.

Analysts will:
  • Prepare cash flow models, conduct independent industry research, assist in the underwriting of credits, and manage accounts post-close.
  • Assist in preparing new business requests, waiver and amendment requests or add-on financing requests for existing borrowers.
  • Prepare historical financial analysis and projection models for new and or existing borrowers.
  • Maintain credit files in preparation for internal or external audits.
  • Ensure compliance with all FCB policies and procedures.
  • Firm understanding of FCB systems and resources
Qualifications

Required:
  • Bachelor's degree required upon start of the program.
Preferred:
  • Major or concentration in quantitative field including math, business, finance or economics.
  • Ability to demonstrate strong analytical and quantitative skills.
  • Minimum undergraduate GPA of 3.3, preferred GPA of 3.5.
  • Previous internship experience in an analytical role within a financial services institution.
  • Attention to detail.
  • Strong verbal and written communications skills.
  • Strong time management skills.
  • Ability to problem solve.
  • Enjoys collaborating with others.
The base pay for this position is generally between $36.06/hour and $43.27/hour. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits

Client-provided location(s): New York, NY, USA
Job ID: FCB-25790-en-us
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.