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Underwriter I - Maritime - Analyst Development Program

AT First Citizens Bank
First Citizens Bank

Underwriter I - Maritime - Analyst Development Program

New York, NY

Overview

About the Analyst Development Program:

As an Analyst you will participate in the Commercial Bank Analyst Development Program which is designed to build a broad and deep technical skillset through formal classes, online coursework, and on the job training.

The program starts in July 9, 2025 on-site at our New York City Office with an 8-week intensive curriculum where participants learn about:

  • Underwriting fundamentals
  • Financial Analysis and Excel Modeling
  • First Citizens Bank Core Values
  • Application-specific training on systems
  • Business unit overviews with team leaders
  • Strategic priorities of the Bank
  • Credit Policies and Procedures
Following the 8 weeks, Analysts join their teams and stay connected with colleagues through training and professional development sessions. We provide a superior foundation and launchpad for continued success for our Analysts as they begin their careers.

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Responsibilities

Upon completion of the ADP program, candidates will join the Maritime Team and work within a team construct to assist in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies.

Analysts will:
    • Prepare cash flow models, conduct independent industry research, assist in the underwriting of credits, and manage accounts post-close.
    • Assist in preparing new business requests, waiver and amendment requests or add-on financing requests for existing borrowers.
    • Prepare historical financial analysis and projection models for new and or existing borrowers.
    • Maintain credit files in preparation for internal or external audits.
    • Ensure compliance with all FCB policies and procedures.
    • Firm understanding of FCB systems and resources
Qualifications

Required Qualifications:

  • Bachelor's degree required upon start of the program.


Preferred Qualifications:
  • Major or concentration in quantitative field including math, business, finance or economics.
  • Ability to demonstrate strong analytical and quantitative skills.
  • Minimum undergraduate GPA of 3.3, preferred GPA of 3.5.
  • Attention to detail.
  • Strong verbal and written communications skills.
  • Strong time management skills.
  • Ability to problem solve.
  • Enjoys collaborating with others.
  • Recent completion of the 2024 First Citizens Bank Intern Program within the Maritime Team
The base pay for this position is relative to your experience but the range is $36.06/hr - 43.27/hr.

This position is eligible for variable compensation, which may be in the form of incentive, bonus, or commission pay. First Citizens offers a competitive, comprehensive benefits program which you can review here: https://jobs.firstcitizens.com/benefits.

Client-provided location(s): New York, NY, USA
Job ID: FCB-25841-en-us
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.