Overview

The Senior AML Investigator is an experienced member of First Citizens Bank's (FCB) Financial Intelligence Unit Investigations Team. This Senior AML Investigator role is responsible for conducting confidential, high complexity, investigations into financial crimes which may involve internal matters as well as ensure the quality of the other team members' investigations. A successful candidate will have advanced knowledge of FinCEN and FFIEC guidance as well as BSA compliance, experience conducting complex investigations involving various AML and fraud typologies, the ability to work independently and maintain confidentiality while making critical decisions, and the responsibility of drafting, reviewing, and filing Suspicious Activity Reports (SARs) with FinCEN. This position requires advanced analytical skills and the ability to drive collaboration with internal partners and external partners.

• Investigations - Manages and investigates a complex portfolio of suspicious financial activity. Reviews client relationships involving multiple accounts, geographic locations, products, and types of transactional activity. Develops an understanding of involved parties through research and gathered intelligence in order to gauge potential money laundering. Partners with management and other business units on investigative research and risk mitigation actions.
• Reporting - Prepares SARs for investigations in accordance with federal regulations. Records all narratives and risk factors within each investigation. Ensure reports are accurate, comprehensive, filed if necessary, and documented appropriately if not filed.
• Business Support - Maintains a strong knowledge of anti-money laundering regulations and trends as well as Bank operations and investigative resources. Prepares reports, case summaries, and other helpful documentation. Maintains strong professional partnerships through active participation in industry events. Assists in training and mentoring team members, reviews and approves peer's investigations, and facilitates new investigative processes or tools.
• Communication - Communicates investigation results and identified risks to management, business units, and other involved parties. Works directly with law enforcement to answer questions related to SAR filings or subpoena requests. Maintains confidentiality when addressing highly sensitive issues.

• Bachelor's Degree and 4 years of experience in Investigation of Financial Crimes or Customer Due Diligence in a financial institution or in combination with law enforcement OR High School Diploma or GED and 8 years of experience in Investigation of Financial Crimes or Customer Due Diligence in a financial institution or in combination with law enforcement

• 7 years of experience in a BSA Compliance role at a financial institution, FinTech, government institution, or law enforcement agency
• Ability to accept and implement feedback in a flexible environment
• Willingness to independently seek out answers to questions that arise during the course of investigations
• Experience reviewing peer's work; delivering feedback and guidance