Overview
The Senior Analyst Mortgage Capital Markets (Senior Analyst) plays a critical role in supporting capital markets liquidity strategies by managing mortgage pool transactions and conducting analysis to drive profitability and minimize risk. The role focuses on ensuring smooth execution of non-agency mortgage loan sales and acquisitions while providing insights into market trends, pricing strategies, and portfolio performance. The Senior Analyst uses data analytics tools to perform analysis, generate actionable insights, and support decision-making processes. Senior Analyst coordinates closely with internal teams and external investors, ensuring compliance with investor guidelines, optimizing transaction execution, and contributing to the overall profitability of the mortgage portfolio. Additional duties may include securitization support, mortgage pipeline hedging, CRA initiatives, and MSR valuation and reporting.
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Responsibilities
- Business Support - Assists in structuring and executing mortgage pool transactions. Coordinates with investors, ensuring clear communication and timely delivery of transaction details. Manages documentation and communication with investors, rating agencies, and other external parties. Supports due diligence efforts by gathering necessary data and collaborating with internal teams. Monitors market conditions to identify transaction opportunities and assess potential risks.
- Reporting - Develops dashboards and detailed reports that visualize key metrics. Conveys patterns, problems, and areas of improvement.
- Documentation - Ensures loan transaction documentation is accurate, compliant, and audit-ready. Regularly updates guidelines, instructions, policies, and procedures.
- Data Analysis - Sources, compiles, and interprets data. Analyzes data for accuracy and efficiencies, effectively communicates analysis output.
Bachelor's Degree and 3 years of experience in Mortgage Operations OR High School Diploma or GED and 7 years of experience in Mortgage Operations
Preferred Area of Experience: Mortgage Capital Markets, Secondary Marketing, Liquidity Strategies, knowledge of Investor-specific mortgage programs.
Skill(s): Strong familiarity with current mortgage non-agency products, guidelines, processes., Knowledge of investor-specific mortgage programs., Strong understanding of capital markets processes, including whole loan sales, bulk transaction management, securitization., Knowledge of financial analysis, forecasting., Proficiency in researching issues, determining options, and making process improvement recommendations.
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https://jobs.firstcitizens.com/benefits.