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First Citizens Bank

PB Real Estate Lending Specialist

Raleigh, NC

Overview

This position supports Bank products or services within Wealth Private Banking group. Responsible for processing, analyzing and resolving more advanced documentation or servicing issues that may arise. Ensures client satisfaction through the handling, processing, and servicing of loan requests from application to funding including expedited requests. In addition to product and client support this role manages a loan portfolio of multiple loan requests from obtaining financials, input of loan application to closing working with multiple lines of business including underwriting, appraisal, loan doc prep and bankers to monitor deadlines of meeting established closing dates.

Responsibilities

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  • Loan Portfolio Management - Manage loan portfolio from preliminary information through financial gathering, application, ordering appraisal, ordering flood certification, scheduling closings, completing required paperwork, review of documentation, booking and funding of loans while meeting tight deadlines.
  • Collaboration - Works closely with internal and external partners (bankers, underwriting, loan operations, appraisal team), clients, and third party (attorneys, HOA, Insurance Companies) providers to move loans through application to closing processes. Communicates clearly and effectively with all parties involved.
  • Business Expertise / Business Support - Acts as a resource in loan process/procedure and regulatory compliance of the complete lending process. Performs a variety of administrative and operational tasks to address associate, client, and third party concerns.
  • Loan Booking and Funding - Ensures that all proper procedures are followed prior to loan funding or fulfilling draw requests. May verify funding information, seek missing approvals, or confirm sufficient collateral for each loan.
Qualifications

    Bachelor's Degree and 1 years of experience in Consumer Lending, Portfolio Management, or Mortgage Processing OR High School Diploma or GED and 5 years of experience in Consumer Lending, Portfolio Management, or Mortgage Processing
    Preferred Area of Experience: 2+ years Consumer Lending, Portfolio Management, or Mortgage Processing
    Skill(s): Ability to multi-task and exercise sound risk mitigation decisions

Client-provided location(s): Raleigh, NC, USA
Job ID: FCB-22873-en-us
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.