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Credit Risk Analyst II

AT First Citizens Bank
First Citizens Bank

Credit Risk Analyst II

Raleigh, NC

Overview

This is a remote role that may be hired in several markets across the United States.

Responsible for the development of credit risk models (PD/LGD/EAD) for various asset classes in the bank's portfolio; apply these models for CECL reserve calculation, CCAR stress testing, and economic and regulatory capital calculation. Conduct recurring statistics and data analysis to track and improve the model. Build quantitative tools to assist and enhance other corporate business units in risk management, new product management, and business decision-making. Work together with the IT, Regulatory, Risk, and Finance departments.

Qualifications

Position requires a Master's degree in Finance, Mathematics, Statistics, Financial Engineering, or a related field plus one (1) year of experience in the job offered or one (1) year of experience as a Risk Officer or a related occupation.

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Position requires experience with conducting statistical and data analysis using programming tools like SAS, R or Stata. Requires understanding of regression analysis, time series analysis, and optimization. Requires experience in SQL and Matlab. Requires experience in Microsoft PowerPoint. Requires experience in Tableau and Git. Requires experience in C#, C++, and Perl. Requires experience using econometric and financial modeling techniques. This is a remote role that may be hired in several markets across the United States.

The base pay for this position is generally between $113,300 and $132,418. Actual starting base pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits #EJC and #LI-DNI

Client-provided location(s): Raleigh, NC, USA
Job ID: FCB-27759-en-us
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.