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Corporate Intern - Credit/Underwriting (New York, NY)

AT First Citizens Bank
First Citizens Bank

Corporate Intern - Credit/Underwriting (New York, NY)

New York, NY

Overview

First Citizens Bank offers an exciting summer internship program that provides development opportunities and hands on work experience while creating a talent pipeline for the Bank. Our interns will apply classroom knowledge in a corporate environment while making a positive impact across the organization and the communities we serve. Come help First Citizens build for the future!

The Capital Equipment Finance Business Unit looks to finance loans and leases for revenue generating equipment, project finance and owner-occupied real estate. Transactions are sourced through the primary and secondary markets from Direct customers and Indirect opportunities through bank, broker and vendor relationships.

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Internship Dates: 5/28/2025 - 8/01/2025

Responsibilities

In this role, you will:
  • Be part of a dynamic team with interesting projects. Accountabilities can and may include areas such as research, analytics, projects, strategy, process review and improvement, as well as technology enhancements and support.
  • Attend professional development sessions, informational sessions, networking, and community service events.
  • Have a dedicated manager and program manager to help you navigate the bank and the internship program.
  • Work as part of a Deal Team on live transactions, engaged in many aspects of credit underwriting and portfolio management, including company and industry due diligence, financial analysis, credit memo preparation and portfolio management activities.
  • Participate in internal credit approval meetings and client/customer calls, as appropriate.


Qualifications

Required qualifications:
  • High School Diploma or GED and 1 year of experience
  • Currently enrolled at an accredited collegiate institution (during the time of the summer program)
  • Ability to work 40 hours per week during the duration of the program.
Preferred qualifications:
  • 3 minimum GPA
  • Strong desire to learn and grow.
  • Pursuing a bachelor's degree with a major/concentration in finance, accounting, or economics
  • Ability to work 40 hours per week during the duration of the program.
  • Possess a positive attitude, naturally curious and enjoys collaborating with others.
  • Strong verbal and written communication skills
  • Critical thinking skills
  • Ability to multitask.
  • Ability to adapt and adjust priorities based on business needs.
  • Ability to take direction and absorb information quickly.


The base pay for this position is relative to your experience but the range is generally $20.39/hr - $31.19/hr. This position is not eligible for the benefits program. Summer housing stipend is available for hires meeting eligibility requirements.

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.

Client-provided location(s): New York, NY, USA
Job ID: FCB-25511-en-us
Employment Type: Intern

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.