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Commercial Loan Specialist

AT First Citizens Bank
First Citizens Bank

Commercial Loan Specialist

Merrick Park, FL

Overview

Responsible for managing to a high level of credit quality by providing expertise in structuring and documenting new and renewal commercial credits. Identifies and gathers relevant information to control the Bank's documentation risk as well as advising on appropriate loan and collateral structures compliant with loan policy, approved terms, and regulations. Acts as the liaison between Commercial Bankers, Credit Underwriters and Approvers, as well as with outside Professionals and internal partners. Provide oversight and administration of the construction loan process for assigned loans.

Responsibilities

  • Loan Closing - Coordinates all aspects of the commercial loan closing process, and prepares all documentation to ensure accuracy, completeness, and compliance with Bank standards and regulations. Collect due diligence needed to close loans in accordance with approval. Communicates and works with the appropriate party to resolve deficiencies.
  • Loan Support - Engages all appropriate parties within the Bank as well as outside counsel and other 3rd party agents as required to ensure portfolios are supported with all necessary documentation, evaluations, and other crucial information.
  • Risk Management - Identifies risk through review of loan documentation, approval, regulation, and policy requirements. Communicates identified risks and offers/facilitates solutions. Monitors construction process for assigned loans.
  • Business Support - Assists management with additional tasks related to the commercial loan process as needed.
Qualifications

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  • Bachelor's Degree AND 2 years of experience in Commercial Loan Documentation OR
  • High School Diploma or GED AND 6 years of experience in Commercial Loan Documentation
PLEASE NOTE: This role requires full-time availability to travel to Coral Gables. Remote opportunities are NOT available for this position at this time.

First Citizens benefits programs are designed to meet our associates where they are in life. Full time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits #LI-KL1

Client-provided location(s): Coral Gables, FL, USA
Job ID: FCB-24386-en-us
Employment Type: Full Time

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.