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Commercial Banker

AT First Citizens Bank
First Citizens Bank

Commercial Banker

Johnson City, TN

Overview

Forever Strong. What sets First Citizens apart Strong leadership, enduring values and a commitment to helping people and businesses prosper.

As a Commercial Banker at First Citizens Bank you will carry on our tradition of developing and expanding relationships with business owners in your community to help them meet their financial goals.

Commercial Bankers develop and maintain an active prospect list, customer outreach plan and quality referral sources for companies, on average, over $10MM in annual revenues. They are the primary contact for borrowing needs and provide subject matter expertise for deposit and cash flow management. Commercial Bankers work with various internal partners to build and manage full banking relationships.

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Responsibilities

In this role you will get to:

• Make an impact by contributing to the growth of the bank through business loans, deposits and fee income.

• Leverage your network to engage with local business owners and companies to develop business lending opportunities.

• Represent the bank in the community by attending and participating in civic, community and networking events.

• Engage in an efficient loan approval process with open communication and exposure to local credit partners.

• Be part of a collaborative team with various bank partners to support and deepen the full client relationship.

Qualifications

Bachelor's degree with a minimum of 6 years experience in business or commercial lending, credit or business development.

-Or-

High school diploma or GED with a minimum of 10 years experience in business or commercial lending, credit or business development.

Additional Requirements:

Business development experience

Financial analysis and credit underwriting skills

Knowledge of commercial lending, deposit and cash management solutions

Ability to provide financial guidance and expertise

Sales planning and forecasting experience

Preferred Qualifications:

Established COI's and referral sources

First Citizens benefits programs are designed to meet our associates where they are in life. Full-time associates (20+ hours) are offered a comprehensive benefits program, with customized offerings, including those designed to support families, however defined. More information regarding our benefits offerings can be found here: https://jobs.firstcitizens.com/benefits.

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Client-provided location(s): Johnson City, TN, USA
Job ID: FCB-24619-en-us
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • HSA
    • HSA With Employer Contribution
    • Fitness Subsidies
    • Mental Health Benefits
    • Virtual Fitness Classes
  • Parental Benefits

    • Family Support Resources
    • Non-Birth Parent or Paternity Leave
    • Birth Parent or Maternity Leave
    • Adoption Leave
    • Fertility Benefits
  • Office Life and Perks

    • Commuter Benefits Program
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Volunteer Time Off
    • Leave of Absence
  • Financial and Retirement

    • 401(K)
    • 401(K) With Company Matching
    • Financial Counseling
    • Profit Sharing
  • Professional Development

    • Access to Online Courses
    • Internship Program
    • Leadership Training Program
    • Promote From Within
  • Diversity and Inclusion

    • Diversity, Equity, and Inclusion Program
    • Employee Resource Groups (ERG)

Company Videos

Hear directly from employees about what it is like to work at First Citizens Bank.