Overview

This may be a hybrid role, with the expectation that time working will regularly take place inside and outside of a company office. This role will be located in Raleigh or Charlotte, NC, Dallas, TX, or Phoenix, AZ.

As a first line of defense risk professional, Business Risk Program Analyst - Issues, Audit and Exam Management is responsible for the support and execution of various risk programs and activities within a Business Unit (BU), adhering to the Bank's Risk Appetite and Corporate Strategy. Supports the management of business risks and controls across all risk types along with the execution of risk policies, standards, procedures and/or program requirements. Assists communication between the business, the 2nd & 3rd line, and regulators.

• Provides ongoing monitoring, tracking, and reporting of Issue and mitigation plan status for all general bank issues.
• Facilitate ongoing executive management and governance routines to provides issue management status and updates.
• Owns issue documentation process to capture critical data fields; issue description, root cause, rating, mitigation plan, and that due dates are reasonable before moving issue draft to open or invalid.
• Partners with FRM leaders to ensure consistency across all general bank.
• Establish general bank "audit / exam playbook" to support standardization across general bank, inclusive of best practices.
• Capture and categorized artifacts presented, inclusive of initial and additional requests and final audit reports.
• Conduct thematic analysis for general bank to identify programmatic weakness and/or potential horizontal impacts.
• Partners continuously with ERM on reporting needs, data quality, and Issue life-cycle process improvements.

• Business Risk & Controls Knowledge and Expertise - Develops and maintains a deep understanding of the complexities inherent in the organization's business environment, including industry markets, products, services, client-base and competitive landscape. Aids with cross-functional teams to assess the impact of external factors including regulatory changes, market disruptions or business operations and strategy.
• Risk Program Execution - Supports the implementation and maintenance of the BU's risk management framework. Aids in the regular maintenance of policies, standards and procedures that support risk program execution. Tracks in the resolution of issues across the organization, ensuring timely escalation and remediation. Produces regular metric-focused and thematic updates that detail the effectiveness of issue remediation efforts. Coordinates with other functions (i.e. Compliance, 2LOD) to ensure alignment with broader risk management and governance objectives.
• Regulatory Engagement - Supports regulatory inquires, examinations, and audits in collaboration with internal stakeholders. Coordinates regulatory submissions, response, and report requirements, ensuring accuracy, completeness, and timely submission.
• Risk Governance & Reporting - Maintains risk reporting frameworks, dashboards and metrics to provide senior management with timely and actionable insights into risk profile and risk management activities. Prepares regular risk reports and presentations summarizing key risk indicators, risk trends, emerging risks, and risk mitigation efforts for financial and non-financial risk stripes.

• Experience working with a LFI in issues, audit, and exam management
• Advance Degree
• Knowledge of risk techniques, practices, and control frameworks
• Knowledge of various banking and government regulatory requirements and processes
• Knowledge of regulatory guidance pertaining to enterprise risk and operational risk
• Ability to work effectively with associates, senior management, and various committees