EPAM is a leading global provider of digital platform engineering and development services. We are committed to having a positive impact on our customers, our employees, and our communities. We embrace a dynamic and inclusive culture. Here you will collaborate with multi-national teams, contribute to a myriad of innovative projects that deliver the most creative and cutting-edge solutions, and have an opportunity to continuously learn and grow. No matter where you are located, you will join a dedicated, creative, and diverse community that will help you discover your fullest potential.
We are seeking a seasoned Senior Business Analyst with deep expertise in the payment domain to join our dynamic team.
The ideal candidate will engage with various stakeholders to align technical solutions with business goals and improve payment processes and systems.

• Engage deeply in technical expertise on card payment processes including authorization, clearing, and settlement
• Collaborate with customers, financial institutions, merchants, and internal engineering teams
• Understand technical requirements and ensure alignment with business objectives
• Maintain and prioritize the product backlog considering future goals
• Define and articulate feature hypotheses and assess outcomes
• Decompose prioritized features into user stories for functional initiatives
• Estimate initial sizing and efforts for features
• Prepare comprehensive updates for various communication needs
• Facilitate feature and story walkthroughs with teams
• Oversee the acceptance criteria and review test cases for quality assurance
• Actively participate in Sprint Planning, Retrospectives, and Demonstration sessions
• Validate product demonstrations and maintain documentation throughout the SDLC

• 7 to 10 years of relevant experience required
• Proficiency in SQL and APIs related to payment channels
• Competency in CI/CD processes
• Knowledge of Swift, Swift MX, Swift MT
• Demonstrated ability to articulate customer needs and solve customer problems
• Background in interacting with various stakeholders and understanding technical feasibility
• Skills in maintaining product backlogs and prioritizing effectively
• Expertise in story definition, sprint planning, and execution of project lifecycles

• Experience in consumer-facing financial services
• Familiarity with agile methodologies
• Understanding of global payment regulations

• Opportunity to work on technical challenges that may impact across geographies
• Vast opportunities for self-development: online university, knowledge sharing opportunities globally, learning opportunities through external certifications
• Opportunity to share your ideas on international platforms
• Sponsored Tech Talks & Hackathons
• Unlimited access to LinkedIn learning solutions
• Possibility to relocate to any EPAM office for short and long-term projects
• Focused individual development
• Benefit package:
  • Health benefits
  • Retirement benefits
  • Paid time off
  • Flexible benefits
• Forums to explore beyond work passion (CSR, photography, painting, sports, etc.)