Company Description
*PLEASE SUBMIT YOUR APPLICATION IN ENGLISH*
Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.
We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow.
Job Description
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What you’ll be doing
To support our ongoing expansion in Europe, Checkout.com is actively seeking a Money Laundering Reporting Officer (MLRO), to be based in Paris and to act as the primary Compliance leader for our European operations.
The incoming leader will join a growing international team dedicated to Compliance. Reporting into our Regional Head of Compliance (EMEA), this role will work closely with various other functional partners (including Sales, Onboarding, Transaction Monitoring, Legal, Product...), ensuring compliance with all applicable requirements concerning FinCrime, AML/CTF and financial regulation.
The ideal candidate will be a confident leader with strong interpersonal and organizational skills. They will demonstrate an ability to promote proactive and effective solutions and exercise good judgment when partnering with internal and external stakeholders within a fast-paced, dynamic environment.
How you’ll make an impact
Providing oversight and compliance advice to the France team, ensuring risk management and mitigation policies are embraced and adequately addressed
Reviewing escalations from the first line of defense, approving merchant applications and making sure necessary CDD is performed at all times
Defining, developing and documenting the Financial Crime and AML Programs to manage all sources of regulatory risk and providing reporting which meets the needs of our French regulator and bank partners to ensure they remain up to date with all standardized regulatory and international methodologies
Delivering country-specific risk assessments; highlighting control gaps
Managing compliance reporting as per regulatory and governance requirements and issuing internal reports to Senior Management (such as AML/CTF internal control reports, periodic internal reports etc.)
Acting as the nominated officer, managing France suspicious activity reporting (SAR) process, internally and externally
Assessing high-risk merchants whether at onboarding, as part of regular reviews or during trigger events, and delivering well-justified recommendations; ensuring these are being monitored accordingly
Training and supporting all necessary staff to ensure they understand their responsibilities and are fully literate in Checkout.com’s money laundering and compliance policies and procedures; understanding how they can identify financial crime and how they should escalate suspicious activity internally and externally in the appropriate manner
Serving as a liaison to the local authorities, managing filings to the local Financial Investigation Unit (FIU) and communicating with regulators
Supporting the business and signing off, where necessary, the launch of products to ensure regulatory requirements are met, as appropriate
Participating in numerous ad-hoc Group compliance projects as needed
Maintaining awareness of industry trends on financial crime risks, emerging threats, investigating and assessing potential risks and taking appropriate steps to mitigate it
Contributing to updating AML/CTF risk classifications and assessing ongoing risk exposure with new products/activities
Partnering with key stakeholders to develop and implement standards, processes, programs, and best practices related to risk management
Qualifications
6+ years of experience within regulated companies, in senior Compliance roles with robust knowledge on Compliance topics (e.g. KYB / KYC, AML/CFT, Sanctions etc…)
Proven domain expertise in the Financial Services/Payments sectors in Europe with a strong understanding of payments products and flows, and of the related nuance of Compliance operations in this industry
Fluent French and English language skills; strong written and verbal communication
ACAMS/ICA certification is preferable
Strong analytical skills with experience in complex problem-solving and ability to implement and deliver solutions as well as identifying opportunities for change
Good organizational, stakeholder management skills and willingness to expand technical knowledge across a broad range of topics and projects
A clear sense of accountability and a solution-oriented mindset (will represent our "be the owner" operating principle) and lead by example
Ability to identify inefficiencies, see the bigger picture, challenge the status quo and define scalable and sustainable processes for the future
Well organized self-starter, able to prioritize quickly and meet deadlines even under pressure; able to articulate roadmaps and deliverables clearly
Strong stakeholder management and communication skills, with the ability to work independently and autonomously when needed
Team player with strong collaborative qualities, ideally including previous experience building, leading and motivating a diverse, high-performing team
Willingness to learn continuously and keep up to date with the Payments industry and its regulatory landscape (not just in the Brazilian ecosystem, but globally)
Humility, low-ego and will be an ideal champion of our mission and values
Additional Information
Apply without meeting all requirements statement
If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.
Additional information
We believe in equal opportunities
We work as one team. Wherever you come from. However you identify. And whichever payment method you use.
Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.
When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.
We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.
Take a peek inside life at Checkout.com via
Our Culture video https://youtu.be/BEwnpHuadSw
Our careers page https://www.checkout.com/careers
Our LinkedIn Life pages bit.ly/3OaoN1U
Our Instagram https://www.instagram.com/checkout_com/
Apply without meeting all requirements statement
If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.
We believe in equal opportunities
We work as one team. Wherever you come from. However you identify. And whichever payment method you use.
Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.
When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us.
We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.
Take a peek inside life at Checkout.com via
- Our Culture video https://youtu.be/BEwnpHuadSw
- Our careers page https://www.checkout.com/careers
- Our LinkedIn Life pages bit.ly/3OaoN1U
- Our Instagram https://www.instagram.com/checkout_com/