Analyst, Customer Onboarding & Due Diligence

Company Description

Checkout.com is one of the most exciting fintechs in the world. Our mission is to enable businesses and their communities to thrive in the digital economy. We’re the strategic payments partner for some of the best known fast-moving brands globally such as Wise, Hut Group, Sony Electronics, Homebase, Henkel, Klarna and many others. Purpose-built with performance and scalability in mind, our flexible cloud-based payments platform helps global enterprises launch new products and create experiences customers love. And it's not just what we build that makes us different. It's how.

We empower passionate problem-solvers to collaborate, innovate and do their best work. That’s why we’re on the Forbes Cloud 100 list and a Great Place to Work accredited company. And we’re just getting started. We’re building diverse and inclusive teams around the world — because that’s how we create even better experiences for our merchants and our partners. And we need your help. Join us to build the digital economy of tomorrow

Job Description

Responsibilities:

• Collaborate with internal stakeholders, including Compliance, Risk, and Commercial teams to handle the end-to-end onboarding process for sub-entities, ensuring a smooth and efficient experience for our customers.

• Communicate effectively with our customers and/or their sub-entities to gather necessary information and provide guidance throughout the onboarding process.

• Conduct thorough Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) in accordance with regulatory requirements and company policies.

• Perform screening of sub-entities using vendor tools employed by Checkout.com (e.g., Lexis Nexis, Onfido, Firco Compliance Link).  

• Identify and assess potential risks associated with sub-entities, including AML, regulatory, and reputational risks, and prepare balanced recommendations to internal stakeholders for review and approval.

• Maintain accurate and complete records of onboarding activities and customer information.

• Support cross-functional projects and other new feature/product roll outs.

• Ensure adherence to all relevant regulatory requirements, including BSA/AML, KYC/KYB, and OFAC regulations.  

Qualifications

• Bachelor’s Degree in Business, Law or equivalent experience required. 

• ACAMS and/or other AML certification would be beneficial.

• At least 2 years of experience in a financial services or payments company, within an onboarding, compliance, or risk management environment.

• Possess an understanding of customer due diligence (CDD), enhanced due diligence (EDD), and KYC/KYB principles.

• Knowledge of relevant regulatory requirements, including BSA/AML and OFAC.

• Ability to work in a fast-paced environment and manage multiple priorities.  

• Ability to balance a high-volume workload with review accuracy/precision.

• Strong written and verbal communication and interpersonal skills.

• A highly analytical team player who loves to evaluate different elements of risk.

• Highly curious and thoughtful - a proactive self-starter with a desire to get to the source of anything even the least bit fishy.

• Strong collaboration skills, and the ability to build rapport with direct teammates and members of other departments.

Additional Information

Apply without meeting all requirements statement 

If you don't meet all the requirements but think you might still be right for the role, please apply anyway. We're always keen to speak to people who connect with our mission and values.

We believe in equal opportunities

We work as one team. Wherever you come from. However you identify. And whichever payment method you use. 

Our clients come from all over the world — and so do we. Hiring hard-working people and giving them a community to thrive in is critical to our success.

When you join our team, we’ll empower you to unlock your potential so you can do your best work. We’d love to hear how you think you could make a difference here with us. 

We want to set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable. We’ll be happy to support you.

Take a peek inside life at Checkout.com via

• Our Culture video https://youtu.be/BEwnpHuadSw
• Our careers page https://www.checkout.com/careers
• Our LinkedIn Life pages bit.ly/3OaoN1U  
• Our Instagram https://www.instagram.com/checkout_com/