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Associate Research Analyst

AT Charles Schwab
Charles Schwab

Associate Research Analyst

San Francisco, CA

Pay range: USD $83,800.00 - $171,400.00 / Year

Your opportunity

At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

We are looking for a Quantitative Research Associate to join Schwab Asset Management's (SAM) Client Research and Insights Team. The Client Research and Insights Team is part of SAM's Portfolio Construction Solutions Team, which actively collaborates with portfolio managers, strategists, technology partners, product and sales teams. This is an excellent opportunity to transition to a front-office role on the buy-side, gaining exposure to critical aspects of investment management and portfolio construction.

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The team develops and maintains quantitative models, streamlines and automates existing processes, provides actionable client insights, and produces research and thought leadership on topics such as portfolio construction, behavioral finance, and investment management. The role also involves close collaboration with many internal teams, such as the Model Risk Oversight team to ensure robust and accurate processes related to model development and oversight. Specific functions the team is responsible for:

  • Creating and contributing to unique client research
  • Developing and enhancing portfolio and investment-related client and internal-facing tools
  • Representing and developing our views on portfolio construction, behavioral finance research, and model portfolio design.

Key Responsibilities Include:

  • Supporting client-facing teams by conducting research on behavioral finance principles and how they influence investment decision-making.
  • Actively developing, maintaining, and improving investment analysis software and tools, with a hands-on approach to coding and implementation.
  • Writing and optimizing clean, maintainable, and robust code to automate and streamline processes to ensure efficiency.
  • Using data analysis skills to analyze client behavior and investment performance, ensuring insights are actionable and client friendly.
  • Assisting in the preparation of publication materials, client presentations, and articles on behavioral finance and portfolio construction.
  • Collaborating with portfolio strategists, financial advisors, sales and internal partners to ensure tools and solutions align with client needs.
  • Translating coding outputs, technical findings, and automation results into simplified insights for diverse audiences.

What you have

  • Advanced training in Economics, Financial Mathematics, Statistics, Operations Research, Computer Science, or another highly quantitative field; Bachelor's required, Master's or PhD preferred; CFA designation or progress towards designation.
  • 0-2 years investment research or investment management experience; understanding of investment modeling, capital market assumptions, and portfolio optimization theory; familiarity with different asset classes, investment styles, and investment vehicles.
  • Excellent analytical and technical programming skills (e.g., Python, R, MATLAB); comfortable querying, transforming, and analyzing large complex market datasets; ability to think outside of box and make good decisions when faced with complex or ambiguous data.
  • Intellectual curiosity and strong problem solving and critical thinking skills.
  • Familiarity with market data vendors (e.g., Bloomberg, Morningstar, FactSet) and portfolio analysis, risk, and optimization tools and platforms (e.g., Barra, Aladdin, Axioma).
  • High degree of accuracy, attention to detail, and the ability to self-audit own work.
  • Strong teamwork, organization, and time management skills.
  • Strong oral and written communication skills

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.

What's in it for you

At Schwab, we're committed to empowering our employees' personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you'll get the tools you need to make a positive difference in the finance industry. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you - both today and in the future:

  • 401(k) with company match and Employee stock purchase plan
  • Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
  • Paid parental leave and family building benefits
  • Tuition reimbursement
  • Health, dental, and vision insurance

Client-provided location(s): San Francisco, CA, USA
Job ID: CharlesSchwab-2025-107045
Employment Type: Other

Perks and Benefits

  • Health and Wellness

    • Health Insurance
    • Dental Insurance
    • Vision Insurance
    • Life Insurance
    • Short-Term Disability
    • Long-Term Disability
    • FSA
    • FSA With Employer Contribution
    • HSA
    • HSA With Employer Contribution
    • Pet Insurance
    • Mental Health Benefits
  • Parental Benefits

    • Birth Parent or Maternity Leave
    • Non-Birth Parent or Paternity Leave
    • Fertility Benefits
    • Adoption Assistance Program
    • Family Support Resources
    • Adoption Leave
  • Work Flexibility

    • Hybrid Work Opportunities
  • Office Life and Perks

    • Commuter Benefits Program
    • Snacks
    • Company Outings
    • On-Site Cafeteria
    • Holiday Events
  • Vacation and Time Off

    • Paid Vacation
    • Paid Holidays
    • Personal/Sick Days
    • Sabbatical
    • Leave of Absence
    • Volunteer Time Off
  • Financial and Retirement

    • 401(K) With Company Matching
    • Stock Purchase Program
    • Performance Bonus
    • Financial Counseling
  • Professional Development

    • Tuition Reimbursement
    • Promote From Within
    • Shadowing Opportunities
    • Access to Online Courses
    • Internship Program
    • Work Visa Sponsorship
    • Leadership Training Program
    • Associate or Rotational Training Program
  • Diversity and Inclusion

    • Employee Resource Groups (ERG)
    • Diversity, Equity, and Inclusion Program