Execute the Credit Review function by:

• Developing, managing and executing a risk-based review plan covering consumer line(s) of businesses at the both portfolio and transactional level testing
• Assessing the accuracy of overall portfolio asset quality
• Identifying credit process weaknesses, emerging credit risk trends and issues and gaps in credit policy
• Providing credible challenge on all aspects of credit risk management
• Communicating credit review assurance results with exceptional verbal and written skills to executive management and internal credit and risk senior executives
• Working with internal Credit Review Data Analytics team to design data testing expectations to perform independent data analysis focused on identification of credit risk
• Working with regulators and external auditors to provide assurance that Credit Review processes are sound
• Building and maintaining high trust relationships with senior credit risk management, senior lending associates and regulators
• Acting as an approachable advisor to business heads and key lenders by developing continuous and effective communication channels for all stakeholders
• Providing business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results

Basic Qualifications:

• Bachelor's degree or military experience
• At least 7 years of experience in consumer credit risk management or at least 7 years of experience in a credit review assurance role

Preferred Qualifications:

• Master's degree
• Chartered Financial Analyst (CFA) or Certified Public Accountant (CPA) certification
• Formal credit training from a large national or regional bank or in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
• 3+ years of experience working with senior level executives or regulators

At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

McLean, VA: $193,000 - $220,300 for Sr. Credit Review Manager

Richmond, VA: $175,500 - $200,300 for Sr. Credit Review Manager

Wilmington, DE: $175,500 - $200,300 for Sr. Credit Review Manager

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate's offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

This role is expected to accept applications for a minimum of 5 business days.

No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City's Fair Chance Act; Philadelphia's Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.

If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com. All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com

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Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).