Bread is a technology company that aims to transform the way the world shops online. We build tools, technologies and APIs that allow e-commerce merchants to integrate installment loan financing and other alternative payment products anywhere in their customers’ shopping journey. Bread was started in 2014 by financial technology veterans, and has experienced explosive growth to date. We’re backed by top investors including Menlo Ventures, Bessemer Venture Partners, Kinnevik, among others.

Are you passionate about data? Are you someone who prides yourself on your ability to use data to shape decisions around business strategy, product design, and profitability? The Analytics team at Bread is tasked with navigating and understanding Bread’s vast first and third party data and works closely with management stakeholders across Product, Finance, Engineering, and other departments to ensure that we are making the best data-backed decisions we possibly can. As a key member of our growing team, you will report directly to our Lead Analyst and work on some of the most exciting, cross-functional projects at Bread. This role will involve: modeling new products and growth opportunities, deep-dive research into consumer conversion and repayment behavior, and revenue and profitability reporting among other responsibilities. You will be the “data expert” in the room and a key partner to every business team at Bread. This will involve both ‘teaching them to fish’ through coaching, reporting, and self-service tools, as well as ‘fishing’ by providing your own analysis and insights. This will originally be an individual contributor role, however, there may be opportunities to manage other analysts as the team grows.

Your role at Bread:

• Build: Build and maintain the company's central Enterprise Data Warehouse to support Reporting, Analysis, Dimensional Modeling, and Data Development for internal and external stakeholders

• Idea Generation: Analyzing both our B2B and B2C funnels, identifying weak points and brainstorming ways to improve UX, conversion, and profitability

• Product Development and Testing: Collaborating with senior leadership across teams as a statistics expert on A/B tests
• Research: Further Bread’s understanding of our business and customers by deep diving into Bread’s data, building predictive models, and writing research reports
  
  
• Prioritization: Supporting company leadership, including the C-suite, to identify the highest ROI projects

What we are looking for:

Must Have:

• 2-4 years of experience analyzing product or customer data at a software company
• BA in a quantitative field: Stats, Finance, Economics, Math, or Computer Sciences
• Fluency in SQL and at least one functional programming language, especially Python or R
• Evidenced knowledge of statistics, i.e. confidence intervals, linear regression, and hypothesis testing
• Experience with funnels and event tracking software, i.e. Heap or Mixpanel
• Effective interpersonal skills

Nice to Have:

• Experience with any technologies in our analytics stack: Snowflake, PostgreSQL, DBT, Databricks and/or Spark, Airflow, Python, Github, Looker, and Docker  
• Experience in financial services or credit
• Experience with web applications
• Familiarity with other languages in our technology stack: Golang and Javascript
• An advanced degree
• Familiarity with survey data, software, and methods 
• Familiarity with an agile working environment