Job Description:At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!Job Description: This job is responsible for analyzing credit and investigating existing and prospective clients and counterparts. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence or monitoring of credit risk policies, risk appetite, and reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting.Job Responsibilities:The Credit Risk Officer will be responsible for managing a portfolio of 15-20 corporate clients which, in addition to the above, includes: conducting financial analysis; tracking portfolio company performance and assessing ongoing creditworthiness; and assisting in the origination, negotiation and structuring of senior bank debt and related credit products. You will be expected to build extensive knowledge of each client drawing upon in-depth research and industry expertise. As a member of Enterprise Credit, you will work closely with professionals throughout Risk and Global Banking and Markets, particularly colleagues in Corporate Banking / Relationship Management, Trading (primarily FX and Interest Rate Swaps), Treasury Management and Syndications (investment grade and leveraged finance). Responsibilities also include qualitative and quantitative due diligence on industry and company factors. Additional responsibilities are as follows:Researching, writing and presenting financial and industry analysis in support of company specific and portfolio level decisionsEvaluating transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capitalOn-going monitoring of client's financial performance, industry trends and emerging risksParticipating in the structuring, underwriting and documentation of credit facilities designed to meet both client and investor needs as well as balance the bank's internal risk/return requirementsMonitoring and managing credit exposure associated with the Bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, & Treasury ManagementSets or supports the oversight of the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisionsSupports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasksConducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior managementEnsures adherence to policy and standards and performs due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit riskSupports monitoring of adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issuesIdentifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issuesRequired Qualifications: 7+ years Commercial/Corporate banking risk and/or analysis experienceUnderstanding of basic accountingWorking knowledge of corporate financeStrong business writing skillsDesired Qualification:Bachelors DegreeFoundational understanding of legal credit agreementsAbility to coach junior teammatesWorking knowledge of ancillary bank products (treasury, cash management, derivatives, etc.)Specific experience within Technology, Media, Telecom & Gaming a bonus Skills:Credit and Risk AssessmentFinancial AccountingIssue ManagementPortfolio AnalysisRisk AnalyticsAttention to DetailBusiness IntelligenceCollaborationInterpret Relevant Laws, Rules, and RegulationsRegulatory ComplianceOral CommunicationsPresentation SkillsPrioritizationProject ManagementWritten CommunicationsShift:1st shift (United States of America)Hours Per Week: 40