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Advice / Succeeding at Work / Money

13 Free Classes to Help You Manage Your Personal Finances (Like an Adult)

I remember when I got my first credit card. I felt like a real adult. I was just so excited to get this shiny, small square of money that would let me buy anything I wanted. That is until I realized that I didn’t actually know how to use it (beyond swiping it when checking out, of course). Before ruining my credit—which I did know was a very real thing—I did the least-adult thing and resorted to asking my parents.

That’s usually what happens when it comes to me and money—when I started paying bills, figuring out how much rent I could afford, and earning a regular paycheck, I always picked up the phone to ask someone (really anyone!) to explain to me, say, what a security deposit was, or how to schedule automatic payments to my account.

And I know I’m not alone in this—I’d bet you’re still learning how to manage and understand your personal finances. Well, rather than relying on your family and friends to constantly explain to you everything you need to know, why not try an online course?


Let’s go back to the basics with this course that focuses on managing your debt, reducing your expenses, financing a home, retiring, and everything in between.

Length: 18 lectures/ 1 hour


Or, for a wrap up of all related topics, try out this beginner course that’ll explain everything from credit to taxes to various issues such as going to college, buying a house, or getting married.

Length: 53 lectures/ 3 hours


Created by the University of Florida, this one is for people of any age, who are at any point in their career. In addition to the basics, it’ll cover investing, managing risk, and building your own personal finance plan.

Note: Free without certification

Length: 9 weeks


As the description states, “Have you watched a movie where successful Wall Street characters dropped cool sounding financial jargon and you smiled and nodded without knowing what they were saying?” This class is for everyone who just gave an enthusiastic yes to this (true story: I did).

Length: 5 weeks/ 3-4 hours per week


Taught by the University of Michigan, this class explores the “beauty and power of finance.” It’ll cover making smart decisions when looking at your money situation—both as a professional and as an individual.

Length: 6 weeks/ 5-6 hours per week


More than just knowing what to do with your money is understanding what it is, how it works, and what it means for your personal and professional life. This interactive class will help you set up your accounts, budget, and work with taxes and government benefits.

Length: 6-10 hours


If debt is your biggest worry, this course is for you. You’ll learn how to set up a debt spreadsheet, how to contact credit card companies, how to prioritize your debts, and much more that’ll get you to that happy “debt-free” zone.

Length: 1 hour


Not sure what the heck these are? Want someone to take you through these concepts in an easy to follow way? You’ll love this course that focuses on what simple and compound interest means for your loans.

Length: 1-2 hours


Wherever your situation is at the moment, this class will put you on a realistic and effective path toward financial stability—with just seven steps.

Length: 13 videos/ 24 minutes


10. Personal Finance, Missouri State University on iTunes

Want personal finance tips on the go? Download this course on your iPhone now and bring knowledge with you wherever your money takes you.

Length: 8 videos


11. Personal Taxes, Khanacademy

Confused why your paycheck feels so low when you see it? Here’s your guide to government taxes and calculating your take-home pay.

Length: 10 lectures


12. Housing, Khanacademy

If you ever plan on renting or buying a home, you may want to brush up on the key aspects of mortgages, insurance, and real estate.

Length: 19 lectures


And to make sure you have all of these topics covered when it comes to personal finance, here are the big takeaways you should know.

Length: 26 lectures


Inspired and want to learn more? Great! Check out The Muse’s curated courses—they’re hand-picked for people who want to improve their lives and their careers (and everything in between).


Photo of person managing finances courtesy of Squaredpixels/Getty Images.